Sequence of Returns (AUG 2020)

The risk of receiving lower or negative returns when withdrawals are made from an investment retirement portfolio is known as sequence of return risk. If you are taking withdrawals from your pension plan, the order or the sequence of investment returns can significantly impact your pension portfolio overall value, especially during the early years of your retirement period.

It is important to manage this risk in retirement by maintaining sound asset allocation strategies, product diversification, and an understanding of how best to respond to changing market conditions. Professional Capital can assist you in planning for retirement and managing these risks for the longer term.